Home / Resources / Children Pay the Price
Eviction Crisis Wave · Post 20 of 20 · The Finale

Children Pay the Price

Of every age group in America, the one most likely to face eviction isn't the elderly, or the young adult, or the middle-aged worker. It's children. This is where twenty posts have been leading.

By Perfect Tenant Innovation  ·  Eviction Crisis Wave  ·  Sourced from Princeton University's Eviction Lab, the PNAS demographic study, and Matthew Desmond's "Evicting Children"

The Youngest Victims The National Numbers Children as a Risk Factor What It Does to a Child What the Wave Showed Where PTI Fits
The finale of the wave For nineteen posts, this series has documented the American eviction crisis — eighteen cities, then the women who bear its weight most heavily. This final post is about who pays the highest price of all, and who had the least say in any of it. When researchers finally linked eviction court records to Census data, they found that the Americans most threatened by eviction of any age group are children. Not a side effect of the crisis. Its largest single casualty.

The youngest victims

Eviction is usually discussed as something that happens to adults — a tenant and a landlord, a lease and a late payment. But every one of those cases has occupants the court paperwork never names. Formal eviction filings list only the adults on the lease. The children in the household are invisible to the record, even as they are packed into the same car, pulled from the same school, and moved into the same shelter or doubled-up apartment. When the Eviction Lab finally made those children visible, the scale was staggering — and it reframed the entire crisis.

The national numbers

2.9 million
Children under 18 threatened with eviction every year — nearly 4 of every 10 people facing eviction in America. About 1.5 million are actually evicted
7
The average age of an evicted child, per Desmond's research — the typical American eviction case involves one child

In 2023, the Eviction Lab's landmark study in the Proceedings of the National Academy of Sciences — linking 38 million eviction cases to Census records — established the number for the first time: of the 7.6 million people threatened with eviction each year, nearly 40% were children. Eviction Lab researcher Nick Graetz called children the "invisible" victims of eviction — invisible precisely because the court system that processes millions of cases a year never counted them. The typical eviction case filed in America, the study found, involves one child. And the average evicted child is seven years old — first grade, second grade, the years when a stable home matters most.

Children as a risk factor

Here is the finding that should stop anyone reading it cold. It comes from Desmond's earlier study, bluntly titled "Evicting Children," and it inverts everything intuition suggests. We assume landlords would be more reluctant to evict a family with kids. The data says the opposite.

Having children makes eviction more likely — not less The Eviction Lab found that the eviction filing rate for adults living with a child was 10.4% — more than double the 5.0% rate for adults living without children. Among tenants who appear in eviction court, those with children are significantly more likely to receive an eviction judgment. Controlling for other factors, the presence of children in a household raised the odds of an eviction judgment substantially — and the effect was not reducible to race. In the brutal arithmetic of the low-income rental market, children are not a reason for mercy. They are, statistically, a liability that makes removal more likely.

The reasons are painfully practical. Children mean noise, wear, and — landlords calculate — risk. Families with kids often need more space they can't afford, are more likely to fall behind when a child's emergency drains the budget, and are less able to absorb a rent increase. A single mother trying to afford her son's asthma medicine, as Desmond documented, is a household one bill away from a filing. The result is a system in which the presence of a child, the thing that should most demand a home's stability, instead makes that home most likely to be lost.

What it does to a child

The consequences don't end when the family finds a new place. Eviction reaches forward into a child's body and future in ways researchers have now measured precisely:

Before birth

A study of nearly 90,000 Georgia births found eviction during pregnancy was associated with lower birth weight and higher prematurity — harm that begins before the child is even born.

Physical health

Evicted children face higher rates of fair-or-poor health, developmental delay, and hospitalization than children who were never evicted.

School

Forced moves mean lost school days, changed schools, and disrupted learning; students with high residential instability score worse and achieve less.

The whole household

Evicted children's caregivers are more likely to be depressed and in poor health themselves — compounding the harm to the child.

Desmond argued that eviction is not merely a condition of poverty but a cause of it — and for children, that causation runs deep. Food insecurity, exposure to environmental hazards, forgone medical care, toxic stress in the years the brain is developing fastest: these are not temporary inconveniences. They are inputs into the rest of a life. A seven-year-old evicted this year carries measurable effects of it decades from now.

What the wave showed

Twenty posts, one conclusion

This series began in Atlanta and ended here. Along the way it found children woven through every city: the heat deaths in Phoenix, where a lost home in 118-degree summers is a physical danger to a child's body; the permanent records in Houston and Oklahoma City that follow a family — and its kids — for years; the school-stability research in Oklahoma City tying eviction filings directly to children's educational outcomes; the historic Black neighborhoods from Tampa's Scrub to St. Louis's Ville where generations of children grew up before displacement scattered them.

And it found, in Post 19, that the crisis falls hardest on women — who are, overwhelmingly, the mothers of these same children. The woman locked out and the child pulled from school are the same household. Eviction as a women's issue and eviction as a children's issue are one crisis, described from two directions.

That's the through-line of the entire wave. Behind every filing rate, every $58 fee, every corporate landlord and every dividing line, are households — and inside a striking share of those households, a child around the age of seven who did nothing, chose nothing, and will carry the consequences the longest.

"Without a home, everything else falls apart." — Matthew Desmond

For a child, "everything else" is everything: health, school, safety, the sense that the world is stable enough to grow up in. Nothing about the eviction crisis is more urgent than that, and nothing has been more invisible.

Where PTI fits

Perfect Tenant Innovation was built for exactly this — the households where a single bad month decides whether a child keeps their home, their school, and their footing. PTI rewards on-time payment, builds a family's credit through the rent they're already paying, and gives landlords a documented reason to accept a payment plan instead of filing. It works at the one point in the whole chain where a child's stability can still be protected: before the case is filed, before the move, before the seven-year-old becomes a statistic in a study no one wanted to have to write.

Across twenty posts, one truth held in every city: the eviction crisis is not inevitable. It's built — from cheap fees, fast timelines, thin margins, and permanent records — and anything built can be built differently. PTI is one tool for building it differently, one household, one mother, one child at a time.

Protecting your family’s housing stability?

Join the tenant waitlist to learn how Perfect Tenant Innovation can reward on-time rent, help build credit, and support families before a shortfall becomes a filing.

Join the Tenant Waitlist

2.9 million children a year. The average one is seven. None of them chose this — and all of them are still young enough for it to go differently. PTI is one tool for making sure it does.

Sources: Sandler, Hepburn, Graetz, Desmond et al., "A comprehensive demographic profile of the US evicted population," PNAS 120 (2023), and Eviction Lab's "Who Is Evicted in America" (2.9 million children threatened annually; 1.5 million evicted; ~40% of those threatened; 10.4% vs. 5.0% filing rates for adults with vs. without children); Matthew Desmond, "Evicting Children," Social Forces 91 (2013) (children as a risk factor for eviction judgment; average evicted child age 7); Youth Today and Eviction Lab researcher Nick Graetz on children as "invisible" victims and the ~90,000-birth Georgia study linking eviction in pregnancy to lower birth weight and prematurity; New America, "Eviction Is One of the Biggest Health Risks Facing Black Children" (2026); Boston University School of Public Health and NIH/PMC research on eviction and child health; Desmond, Evicted: Poverty and Profit in the American City (2016), "Without a home, everything else falls apart." City references are drawn from the individual posts in this wave. National figures reflect the years each study reports and are presented as reported.